Please be aware that while the El Dorado fire is burning, carriers may at their desecration declare moratoriums (they will NOT write insurance) in the zip codes the fire is in and some surrounding areas. This also may apply to any other fire areas in California.
Each carrier determines their own areas. Some carriers may issue a quote but it will be unable to be bound / put in force until the moratorium is lifted. If you are refinancing or in escrow this can halt or delay your closing. Check with your agent / insurance carrier to make sure that they can bind the policy.